So I got an extra 6 grand from student refunds....
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Knives Amilli
Members Posts: 4,632 ✭✭✭✭✭
Should I:
*Make a big lump sum student loan payment (I owe about 20k in all)
*Use that money AS my monthly student loan payments
*Invest in a stock or some ? like that
*put that money in my own savings account
(and im done in school BTW)
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*Make a big lump sum student loan payment (I owe about 20k in all)
*Use that money AS my monthly student loan payments
*Invest in a stock or some ? like that
*put that money in my own savings account
(and im done in school BTW)
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Comments
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Depends on yoru current situation. If you good money wise i'd pay that ? back on the loan. If you owe 20k 6k on that is a pretty good chunk and it will really save you on future interest. I'm sure the ? am tired of paying off my student loan, I pay 320 a month.
I'd probably put 4 on the loan and put the other 2 up. Might slightly floss with some new kicks or something but don't blow it -
Are you done school?
If not, that should go towards next semester, no questions asked. Seems ridiculous to get yourself in any more debt when you have extra cash laying around.
If you are, split it up. The majority (about $3500-4000) should help pay a BULK payment on your current loans (trust, @lamont is right on it saving you in future interest). Use $750-1000 to make current payments, then save $750-1000 on a rainy day fund or emergency fund.
Whatever's left over, go treat yourself...it really shouldn't be anymore than $500, tho.
Who's your lender? I have about $27K to go and my payments are about $190 per month.I'm sure the ? am tired of paying off my student loan, I pay 320 a month. -
Buy rims
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Lets get this straight, its your money and you can do whatever the hell you want to do with it. Knock yourself out.
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Get a BIG ASS CHECK and donate that ? to the kids bruh.
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Are you done school?
If not, that should go towards next semester.
If you are, split it up. The majority (about $3500-4000) should help pay a BULK payment on your current loans (trust, @lamont is right on it saving you in future interest). Use $750-1000 to make current payments, then save $750-1000 on a rainy day fund or emergency fund.
Whatever's left over, go treat yourself...it really shouldn't be anymore than $500, tho.I'm sure the ? am tired of paying off my student loan, I pay 320 a month.
Who's your lender? I have about $27K to go and my payments are about $190 per month.
American Education System I had mines consolidated. But I wanna pay that much so I can pay it off faster. I had about 33K. I got 6 years to go -
That's what happened to me, too. I couldn't file taxes on my own till Senior Year, so it really ? me from getting federal loans (apparently, my parents - who were super middle class - made "too much" for me to get fed assistance. ? you VERY much, Dubya Bush), and by the time I graduated, I had three different lenders, which was adding up to about $450 a month. Six months on that ? , and I had to consolidate them, which cut my payments in half. The when my original lender got bought out (twice this has happened now), my payment and interest rates keep going down.Are you done school?
If not, that should go towards next semester.
If you are, split it up. The majority (about $3500-4000) should help pay a BULK payment on your current loans (trust, @lamont is right on it saving you in future interest). Use $750-1000 to make current payments, then save $750-1000 on a rainy day fund or emergency fund.
Whatever's left over, go treat yourself...it really shouldn't be anymore than $500, tho.I'm sure the ? am tired of paying off my student loan, I pay 320 a month.
Who's your lender? I have about $27K to go and my payments are about $190 per month.
American Education System I had mines consolidated. But I wanna pay that much so I can pay it off faster. I had about 33K. I got 6 years to go
I plan on getting rid of these ? in the next three to four years, so the low monthly payment helps, cause I can always throw on extra.
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buy a cheap HUD home fix it up....rent it out.
they might still do the $1 home thing -
Throw it at any debt you have.
Get that credit score up. -
Cruise ship tickets for you and a cutie pie of your choice
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You can donate 1000 my way and claim it on your taxes next year.
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? send that ? back. That ain't free money, my ? . Just slide it back now or pay it back later...including the interest.
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Bottle of Louis XIII & some retro Js
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real ?mryounggun wrote: »? send that ? back. That ain't free money, my ? . Just slide it back now or pay it back later...including the interest.
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i didnt get a refund so send that ? to me
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Depending on where you live but a ounce of coke...it can run you about 9-1400 depends on the quality...get you some adderall...gain done white friends...hint to them that you have what they want...you will come up in no time my guy
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Just don't OD your "white" friends, cause it will come back at you if you're not careful, I have been on the side lines of the flipping your money with coke and it did not end well for anyone. Just be careful, you don't want to sacrifice the career that very money afforded you...see the karma thread. Just make sure you don't sell to your white neighbors, or any neighbors, don't want to ? where you eat.
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buy a big ass chain
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Knives Amilli wrote: »Should I:
*Make a big lump sum student loan payment (I owe about 20k in all)
Because of that ? right there ^^^
The term student loan "refund" is misnomer. Basically, you need to send that ? back so you'll be down to $14K, but maybe that's just me... -
Lol @ "extra 6 grand"
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You might wanna figure out where it came from cause it ain't extra
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I'd use that ? on the $20k you owe
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Do yall ? see the posts about selling coke?
