Marrying someone with Bad credit

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ricanprince
ricanprince Members Posts: 1,869 ✭✭
edited July 2010 in For The Grown & Sexy
is a big NO No
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  • yaboytheflashh
    yaboytheflashh Members Posts: 549
    edited July 2010
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    if credit score is the 1st thing that comes to your mind about a girl, you prolly shouldn't be marrying her anyway
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  • kentuckywildcat
    kentuckywildcat Members Posts: 9,879 ✭✭✭✭✭
    edited July 2010
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    Is a Lauce!....They going to take you down with them
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  • fdouglass
    fdouglass Members Posts: 548 ✭
    edited July 2010
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    Dont Do IT!!!! Hell No...........
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  • Reina B
    Reina B Members Posts: 2,190 ✭✭
    edited July 2010
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    I gots that excellent credit.

    your-credit-score.gif
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  • Los Angeles,CA
    Los Angeles,CA Banned Users Posts: 255 ✭
    edited July 2010
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    I forgot this is the IC. All the women are super models and all the fellas have 800 credit scores + drive maybachs
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  • Shizlansky
    Shizlansky Members Posts: 35,095 ✭✭✭✭✭
    edited July 2010
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    I got average to below average credit, kinda fell behind on a couple things when I was young, but its in the process of being fixed so ain't no biggie to me.., now every six months i get a credit update, gotta stay on top of these type things..

    You should worry if she got a steady career/job cuz credit is easier to fix then brokeness lmao
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  • Los Angeles,CA
    Los Angeles,CA Banned Users Posts: 255 ✭
    edited July 2010
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    Shizlansky87 wrote: »
    I got average to below average credit, kinda fell behind on a couple things when I was young, but its in the process of being fixed so ain't no biggie to me.., now every six months a get a credit update, gotta stay on top of these type things..

    no credit is bad credit. I've never owned a credit card or took out a loan so that logic is flawed.
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  • jackthemack
    jackthemack Members Posts: 11,491 ✭✭✭
    edited July 2010
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    Nah this is actually great advice. Too many people ignore ? like that.
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  • Los Angeles,CA
    Los Angeles,CA Banned Users Posts: 255 ✭
    edited July 2010
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    1.) How long into the relationship (or dating) do you ask someone what their credit score is?

    2.) HOW do you ask them something like that?
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  • Reina B
    Reina B Members Posts: 2,190 ✭✭
    edited July 2010
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    Los Angeles,CA wrote: »
    1.) How long into the relationship (or dating) do you ask someone what their credit score is?

    2.) HOW do you ask them something like that?

    1.) once you are both serious about getting engaged or married or just moving into together.

    2.) I just came out and asked "how's your credit looking?" He was honest and I told him he needs to make step to getting it looking better. He was surprised in a good way because not people take that into consideration.
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  • Shizlansky
    Shizlansky Members Posts: 35,095 ✭✭✭✭✭
    edited July 2010
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    Los Angeles,CA wrote: »
    no credit is bad credit. I've never owned a credit card or took out a loan so that logic is flawed.

    What logic??? All I stated was my personal experience..
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  • Los Angeles,CA
    Los Angeles,CA Banned Users Posts: 255 ✭
    edited July 2010
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    Shizlansky87 wrote: »
    What logic??? All I stated was my personal experience..

    I was speaking in general I just replied to you.
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  • laydee
    laydee Members Posts: 1,611 ✭✭✭
    edited July 2010
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    I dont get it what happens if you marry someone with bad credit??
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  • jackthemack
    jackthemack Members Posts: 11,491 ✭✭✭
    edited July 2010
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    laydee wrote: »
    I dont get it what happens if you marry someone with bad credit??

    Let's say you gotta take out like a loan with your spouse to buy a house or finance a car or something

    Both y'all history will account for that payment. So if your credit score is really good and your man's score is like horrible, y'all will get like a joint score and it will most likely be ? up.

    Also if you decide to open a checking account in one name, both scores count
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  • usmarin3
    usmarin3 Members Posts: 38,013 ✭✭✭✭✭
    edited July 2010
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    Alot of people are gonna have bad credit in this day and age
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  • laydee
    laydee Members Posts: 1,611 ✭✭✭
    edited July 2010
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    Thanks Kimi and jackthemack i get it now.
    Woow that must be an awkward conversation to have with someone.
    Over here i dont think we even take credit into consideration.
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  • jackthemack
    jackthemack Members Posts: 11,491 ✭✭✭
    edited July 2010
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    Credit has ruined a lot of relationships/marriages. People should take that into consideration before they get too deep.
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  • fdouglass
    fdouglass Members Posts: 548 ✭
    edited July 2010
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    Kimi wrote: »
    It makes it harder for you two to get a house, car, the big stuff good credit is needed for. Once you fall for a person you don't think about ? like that though. When I got married my ? was 650 and his was 720, now my ? is over 800, so if had used that logic he would've missed out. You have to see the potential in a mate before you just write them off, no one is perfect.

    But hold up If yall love each other none of that should matter right?
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