Live like no one else: The Dave Ramsey Show appreciation thread
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Young_Chitlin wrote: »
What's the problem with using a credit card if you pay it off every month and benefit from cash back? -
Young_Chitlin wrote: »
What's the problem with using a credit card if you pay it off every month and benefit from cash back?
You don't get a lot of cash back... what card gives you the most cash back and is it even worth it -
I fell back into bad habits recently and got a credit card only because of my family situation.. it's not worth it even if we all qualified for the American Express black card with our current wages, nothing beats the satisfaction of cash. Plastic is just that..plastic
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Young_Chitlin wrote: »
What's the problem with using a credit card if you pay it off every month and benefit from cash back?
Nvm, I googled and
He has 2 response vids for that -
Using credit cards and paying most of them off every moment has helped my credit drastically
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Using credit cards and paying most of them off every moment has helped my credit drastically
Yea cards aint a big prob if youre not abusing it.
If u can pull ? off like dave ramsey preaches u to youve reached the ultimate level of discipline n i respect that 100% but if youre not irresponsible and stay on top of your ? go n handle your business as u see fit -
Young_Chitlin wrote: »Young_Chitlin wrote: »
What's the problem with using a credit card if you pay it off every month and benefit from cash back?
You don't get a lot of cash back... what card gives you the most cash back and is it even worth it
I get 1.5% cash back, and it cost me nothing to use it.
Edit: I get what he is saying, you tend to spend more when using credit, but it doesn't affect me. -
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https://youtu.be/FXedCHa0zPg
https://youtu.be/9cL9qFVlZ2M
https://youtu.be/HgPfdZ8amMU
https://youtu.be/tywy5U9zA5Y
https://youtu.be/w5Qg0h_bPrQ
https://youtu.be/M45zga2cK4Q
https://youtu.be/6iA6J9Y-NQc
https://youtu.be/Euye_dzPIyA
https://youtu.be/MzrwkU78mlw
https://youtu.be/yR__ztraQck
https://youtu.be/FkHDAKYy9PE
https://youtu.be/U0ChEas1_CU
https://youtu.be/rwfBXhZ2CZk